What does pre-qualification refer to?
These are questions most often asked by health carriers to determine if you are considered 'eligible' for coverage. Often times this can include a physical exam, a blood test, and various other variables.
Often times some of these variables will include the following:
Tobacco usage
Alcohol consumption
Obesity
Pre-existing conditions
Family history
Depending on the individual situation and/or carrier often times an individual can be disqualified due to excessive risk and an application for coverage be rejected.
